"Game balance. Guilt. Playing in character. Three very valid reasons."
Not as far as a ruleset is concerned, what your refering to are subjective assesments. What is balanced, guilt causing, or playing in character is really up to each individual person - which isn't something that is readily quantifiable (I know, I've tried). Whats OK to you might not be OK to someone else - just look at the responses so far.
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