For a favored class of Any (Humans, Half Elves):
The highest level class is ignored in terms of multiclassing. That means you won't get a exp. penalty no matter what if you dual-class. If you go triple class, then your two lower class levels must be within a level of each other. Therefore, a character with 9/5/4 levels will not get a penalty, but one with 10/6/4 would.
Hope this helps. [img]smile.gif[/img]
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