You need to pick an armor route. If you're going medium or heavy armor, you don't want to spend a lot of points on dexterity. If you want to go light armor, then take the Weapon Finesse feat, use a rapier and a small weapon, and you can skimp on strength. Just pump your dexterity up as high as possible. Bards do suffer from the Arcane Spell failure in heavier armor, so that may be a factor. If you're mainly using spells for buffs, you could just remove your armor when casting.
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