[oldbittercraig]

gold seems to be pretty meaningless in multiplayer outside the main campaign... at least in the mods I've played. Finders, keepers.

magical items of note I think should be given to those who can use them. It's logical and benefits the party as a whole.

When I do adventure with friends I generally announce what's in the boxes.

If I am online with randoms, I generally grab the "nothing special" items.