My take on it: One point, perhaps two in Mooncraft, and that's it.
You can always train in Mooncraft at both the wizard's guild and temple, so in three levels of training, you can be at level 7 Moon if you spend just one skill point.
Kung Fu can be trained at the guilds as well, IIRC, so I'd never waste a point there. Ditto for traps and locks; I'm level 12 by the end game, no matter the character at the start.
Instead, spend your points on skills that can't be trained, like Gallantry, Prowess, and Sorcery. I put mine into the skill closest to the bottom of the list, since once it scrolls off, it's gone for good (pending a class change to a wimpy class).
And again, any way you play it is right. Just have fun while you do it.
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*B*
Save Early, Save Often Save Before, Save After
Two-Star General, Spelling Soldiers
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Give 'em a hug one more time. It might be the last.
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