ok, thanks you all guys (and girls [img]smile.gif[/img] )!!!!!!
I guess I understand the problem. I suspected this before, but to unknown (to me) reason I did not gave a chance to that suspections.
Here what I think (based on my you your thoughts):
1. I created my supercharacters (70+ - 80) Attribute points for each at the very beginning
2. While doing that I many times started to create a new character, then pushed 'back' if his attributes were "not enough".
3. I pushed random buttons (races, classes, genders) just for more fun in this boring timespending.
4. When I saw a good character (say having 75 attribute points) I was back to the very beginning of the character creation process to set race, profession, gender I want.
5. Now you see: I chooses lizard, female, mage, it gained cool attributes, but I like to create human, male, fighter and go back and ..... CHANGE PROFESSION (in other words a CLASS).
I guess, this is damned solution to my problem!
Now I have to re-genenerate characters

- several hours of stupid work.
Oh, well, at least I have only reached level 2.
thanks again to all!