Personally, I like to get as many traits as I possibly can. However, I try to get only the skills I'm going to need or likely use. This way I have a minimum of skills scrolling off and needing use guild training to raise. All of your skills and traits are usable even if you can't see them. This is one of the technical problems that this game has. Also, when you achieve very high levels and all of your skills get maxed out (level 12 on all skills) you're going to still be granted points to allocate to your skills. When this happens you'll be stuck on the point allocation screen waiting for you to allocate points to a skill. Just thought I'd warn you ahead of time
-Jafin
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Proud Citizen of the United States of America
The Original Arch-Mage of the HADB
Destroyer of the evil Bunnies
Proprietor of the Boogre Bar
The not-so-secret admirer of Lioness