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As far as the magic skills go, you can top them out at 7 as long as you get all the spells you want before changing.
On the others, especially weapon, sorcery, and gallantry skills, the skill level adds to the ability by 10% for each skill level increase. Therefore, a person with a gallantry of 6 can inflict 60% more damage on the average than a person without the skill. Spells cast with a Sorcery skill of 8 will do 80% more damage (or last 80% longer, such as Bless or Illuminate), than those who are cast without Sorcery.
So on some, yes, continue to increase them, whereas others, it's your choice. If you're wanting a predominantly fighter character, keep adding to Gallantry (and Prowess). If you're wanting a mega spellcaster, keep adding to Sorcery for that spell power. If you're wanting a mix between the two, balance them out. Train the other trainable skills in the guilds as you can.
-Sazerac
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