This is how I get around the problem of a solo character reaching he's demise is as follows.
Have a character in the town Inn all the time, maybe one you use for the gold cheat or just one you might use as a mule character. If this character always has at least 1000 gold on them then on the event of your solo death you can go to the temple and use the "rites" option to resurect them. This will also apply if your solo character gets turned to stone, in both events (death and stone) you will be returned to the town Inn.
For any solo players starting with wizards use merlins shield all the time it will allow you to bash open chests without being affected by the traps in them. It will also protect you from being turned to stone and getting wasting disease (well 99% of the time it will).
------------------
......shake it baby.