Hi, Mike, and welcome to the forum!
Just add questions to the old posts if they pertain to your question. We generally read them all!
Warlocks will continue to gain skill in all books of magic they know without penalty, in addition to Moon and Fiend magic. It just takes longer because you've got so much to learn!
On Bards: you get Fiend magic, but you can only learn it at 1/2 skill level (meaning you have to get them up to Level 12 to learn 6th level Fiend spells.) Still, you can get some good low-level spells (including the useful Pain and Summon Creatures). Stay away from Blood to Gold, though!
-Sazerac
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