As I was reading the second part of the above post I had to recheck the header to make sure I hadn't written it and forgotten that I had done so. That happens when you get to my age you know.....
First person perspective? Optional turn-based combat? You betcha! Unfortunately I can only think of three FPP games to recommend which you didn't mention.
1 - The Might and Magic series ( 6, 7, 8 ) which are very like W&W in gameplay terms, but much bigger (graphics not so good though).
2 - Daggerfall, though it doesn't have turn based combat it is still very addictive (excellent gameplay, huge setting, graphics very dated, will Morrowind ever be ready? Sigh!)
3 - Thief (1, 2), extremely involving but not really RPG. No turn based combat but very strategy-oriented so lack of nimble fingers is not a drawback.
No idea what a whipper-snapper is, and why are they always young? Have you ever heard of an old whipper-snapper?
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