[Klorox]

I've read in other places (forums, "hint" guides, ect. (where I only peek at character creation)) that magic using characters (both divine and arcane) are what really rule this game.

Is this true, even in regular (non-HoF) games?

For a rookie, what division of characters (non-spellcasters:spellcasters) will create a balanced, good party without being overpowered?

I don't want people to tell me what to play, but I'd love some hints that will make it so I won't be disappointed with my choices (I know me, and I'll restart, which I hate doing).

TIA