Pallies are perfectly acceptable talkers, EXCEPT for when you are collecting a reward. Oh, if you're looking for a talker to be good at all of the talking skills, look elsewhere. But otherwise, Pallies are OK.
On another point...
Pure pallies are perfectly playable. Yes, 4 levels of fighter to get full specialization (or whatever it's called) is useful, but hardly make or break.
OTOH, even 1 level of fighter (or any other class) does have one effect on a pally. I'm sure that all of us IWD2 veterans have noticed that pure paladins cannot put on the initiate robes at the Yuan-ti temple, but a multiclassed pally can. I guess that it depends on how you prefer tackling the snake temple.
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