Quintesson 
Join Date: January 7, 2001
Location: Manchester, NH, USA
Posts: 1,025
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1. Can a Rogue get by with a DEX of less than 18?
Probably, but I strongly suggest maxing out a Rogue's DEX.
Most Rogue skills are DEX based and the extra DEX points help.
Furthermore, DEX determines ranged attack bonus, not STR, which is good since rogue's usually prefer to avoid melee and use ranged weapons.
Next, since Rogues will prefer to use light (i.e. leather and studded leather) armor, this aligns well with the rogue's high dex. (Light armors have high max DEX bonuses + rogues usually have high DEX's == Light armors are good for rogues) It's good to have as much DEX as possible to take advantage of the max DEX bonuses of light armor.
Lastly, since many rogue builds have maxed-out DEX's and lowish STR, it's a great thing for rogues to take the Weapon Finesse feat that allows them to use their DEX instead of their STR for the melee attack bonus (small blades only).
1. Do I really need more than 18 points in any given area?
It depends.
On what, you ask.
It's really good for pure spellcasters (wizards, sorcerors, druids, clerics) to have maxed out stats in their primary spellcasting stat. Sure, you could take a slightly lower value and build it up thru the game every 4th level. But then again, you could max it out at the start and still build it up.
Having your mages be pure class and with maxed out INT (wizard) or CHA (sorceror) is a good thing for maxing out their long term spellcasting power potential.
Melee fighters: It's a demostrated fact that for pure damage potential, 2 handed waeapons are marginally superior to dual wielding in IWD2. This is because 2H weapons get a 1.5xSTR bonus as a damage bonus. That is, with a STR of 18 (STR bonus == +4) a 2H weapon would get a damage bonus of +4x 1.5 == +6 damage points, instead of the standard +4.
Does this mean that all melee warriors should go with 2H weapons? No. Play what you want to play. You can be successful with whatever you choose.
Why did I go thru all this? It is clear that high STR characters are better suited to 2H weapons, while low STR characters (who cannot get any significant damage bonus from 2H weapons) are better suited to dual wielding or just plain old sword and shield.
3. Paladins and stats
Paladins are tough to build. They want to be good in 4 stats: STR, CON like normal warriors, WIS for paladin spellcasting, and CHA for those really nice special paladin abilities.
Here are a couple ways to go at this.
a. The "normal" pally build: How much spellcasting do you want? Level 2 spells? Then you need a WIS of 12. Then take as much STR, CHA, CON as you can manage in that order. Leave DEX at 10.
b. The "no spells" build: I like this build. Of course, I've never given a rat's behind about pally spellcasting.
Example: Aasimar paladin: STR 18, DEX 10, CON 16, INT 8, WIS 8, CHA 20
The low WIS won't really hurt the Will saving roll because the CHA bonus of +5 is added to ALL pally savings rolls. Furthermore, the CHA 20 will mean that the Lay on Hands will be 5 HP per level (think 50 HP at level 10!!!).
This is a really nice melee warrior. Also think of starting as a paladin of helm and multiclassing in 4 levels of fighter so that you can get 3 feat points in your favorite weapon(s). Since you're not worried about spellcasting, the 4 fighter levels won't really hurt your character's "paladin" abilities all that much, beyond the lowering the Layon Hands by those 4 levels. The 3 feat points and weapon specializations is a nice tradeoff.
4. "Is it better to give your character a really high amount of points in one area, or try to make your character more well-rounded?"
This is a matter of intense debate over at the Interplay IWD2 site. Powergamers vs. Roleplayers.
If you are a mega-serious powergamer, you can lower the INT and CHA on your non-spellcasting characters, non-skilled characters without many repercussions. Be careful of overly lowering the INT for rogues, since they live by their skills. A starting INT of 12 or 14 is strongly suggested for a rogue for the extra skill points. Rangers shouldn't have their INT's lowered either if you intend to use their skill points. (If you don't, then really what's the point of playing a ranger over fighter?)
You can build decently "balanced" characters with some intelligent and judicious moving around of stat points without having to go nuts with unrealistically low stats.
Here's some examples:
These are the starting stats of a party of 5 that I'll be starting soon.
Calia
Aasimar Sorceror
STR 10, DEX 12, CON 14, INT 16, WIS 8, CHA 20
Calia is the party spokesman and primary spellcaster. The high CHA is obvious. The INT 16 is for skills and to open up the best dialog options. The low WIS reflects her personality. Actually, it really does. I've taken a 12 CON for a WIS 10, but Calia's personality is such that she's exceptionally charismatic and intelligent, but has a very firey personality and is a little ditzy.
Thyra
Dwarven Battleguard of Tempus
STR 16, DEX 10, CON 20, INT 8, WIS 16, CHA 6
Thryra is the party leader. She is the epitome of the dwarven battle cleric. Tireless, strong, wields axe and hammer, fairly wise. She's also a bit loud and surly.
Arta
Tiefling Rogue X / Illusionist 4
STR 12, DEX 20, CON 16, INT 14, WIS 10, CHA 6
I conceived Arta to have ninja-ish abilities. She will only take certain low level illusory spells that I have listed the TXT file where this party was created.
Arta's tiefling appearance is minimal. The only physically obvious feature are her catlike eyes. However, she's also abnormally quiet. She will only take if absolutely required. She prefers to communicate by facial expression and body language (somewhat catlike). To her team mates, this isn't a problem. But strangers could find her silence somewhat disturbing.
Connar
Human Barbarian X / Fighter 4
STR 18, DEX 12, CON 18, INT 8, WIS 12, CHA 8
Connar is a straight up barbarian/fighter. No real mysteries in his build.
Sidra
Human Druid
STR 10, DEX 14, CON 14, INT 12, WIS 18, CHA 8
Sidra is a straight up druid. I intend on having Sidra be my secondary offensive spellcaster and secondary healer. I intend on having her rely more on spellcasting and archery than shapeshifting.
From looking at these stats, you should be able to see that it's possible to build good characters without totally nuking your stats. I'll admit that I slightly degrade CHA with regularity. But I feel that the number of starting stat points should have been set about 4-6 points high than the base 16. So I don't feel too guilty over having so many CHA 6-8 characters.
Good luck with your new party.
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