From what I know about it, the problem is with the IWD II program's method of determining BAB. I believe when you dual class a monk to another class, what you lose is the special unarmed BABs that Monks get, so your attacks won't be as good as a pure Monk if you fight unarmed. Pure monks, fighting unarmed, get more attacks faster than any other class, including fighters, but it gets messed up if they multi-class (not because the rules say it should but because the game is "broken" that way). Look at the manual on page 137, that is the table whose bonuses you'd lose as a multi-classed monk.
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There\'s one dwarf left in Moria that still draws breath!
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