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Ok then...
what does IMO stand for? Other than "in my opinion"?
Specialist mages get one extra spell to cast per level... but they are prohibited to cast spells from their opposition school. Check the manual for opposition schools (they change if HoW is installed).
That said, the specialists do not get any bonuses whatsoever in their specialist school (e.g. an invoker gets no bonus on invocation spells). Only the extra spell per level
rangers and paladins become fallen when the reputation drops below a certain point (its higher for paladins). A fallen paladin/ranger loses all ranger/paladin abilities. They become like fighter without the extra fighter bonuses (better weapon proficiencies, ability to dual-class...) AFAIK this is permanent.
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ZFR
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