Dundee,
The installation order is correct, so one of two things is happening: either one of the game files got corrupted during installation or the patch process, or one of your saved games got corrupted somehow. Try doing a complete re-installation including the patches (make sure your saved games are backed up first) and then replace your saved games. If you STILL get the area transition crash, try dropping a thread on the black isle troubleshooting forums for Rachel (one of the moderators). She can take a look at your saved game and determine if it is somehow corrupted and possibly repait the file.
Hope that helps.
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“Every tavern’s an opportunity, I say.”
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