HOF mode is not advised for starters. A level 1 fighter (with a sword), you need a natural 20 to hit a freakin' Beetle in the basement of the bar! that's silly.
I believe HOF mode is for those who played thru once and want to try again with their highlevel characters (about level 15 is good to start). I'm doing it now with a 4 player party and the only one who i think will max out before HOW is the bard.
IWD is cool in that it adds a few (FEW) new characters to the original IWD. The HOF mode adds a few more (and there's usually twice as many bad guys per encounter.. but not always).
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