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The Wand of Wonders. 15000gp.
For the record, I achieved the million with a party, led by a Blade, and yes, I did spend on upgrades. Otherwise, the figure would have been higher.
I had to play with the market forces though. Merchants will pay more for items that they do not have. Usually, the difference is inconsequential, but when it comes to pricey items like Full Plate Mail, the difference can be in the thousands.
Cue hoarding of items until I have them in stacks of 16, then comes the massive selling.
The next factor was the black market factor. Where you sell an item a second time round after stealing it. I did not use cheese though, I only sold stolen items once. Never more than twice.
I did it in an exercise to see what was the highest possible amount I could achieve without breaking roleplay.
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