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Originally posted by SixOfSpades:
...Some NPCs have physical resistance bonuses as well--Haer'Dalis has some moderate resistances (though they're not especially remarkable by themselves), ...
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Interesting point: Haer'Dalis will only have these resistances if he joins you at level 19 - which usually means that if you'll take him before the Underdark, he won't have them.
And no, recruiting him at a lower level and levelling up all the way to 19 won't do.
I wouldn't call them "moderate" resistances, either. Level 19 H'D will have 15% Physical Resistance all around, 25% Fire Resistance (both "magical" and "regular") and 50% Cold Resistance (again, "magical" & "regular"). Decent.
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Hardiness. Originally, there was a bug that allowed Hardiness to be cumulative with itself. BaldurDash claimed to have fixed this bug, but I have noticed that the Hardiness gained from Wish is still stackable--and it affects the entire party, to boot. And regular Hardiness will stack with Wish Hardiness.
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I noticed that, too. It's in the Spells Reference.
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There's really no such thing as immunity to magical attacks, as so many killer spells ignore Magic Resistance, and more are popping up all the time.
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Hmmm... I can only think of one "magical attack" that will bypass 100% Magic Resistance, -8 save vs. spells
and The Cloak (the Cloak in my version, at least, which deflects AoE spells, too).
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But 100% MR is still an extremely valuable asset,...
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This is so important, it cannot be overstated (especially for soloers). With 100% MR, you'll waltz through the game.