Kensai->Thief, Level 24: 4 Fighter HLAs, 5 Thief HLAs.
Multiclassed Fighter/Thief: 23 HLAs, from either pool.
True, the Kensai->Thief will have more hitpoints and better THAC0, but the Fighter/Thief can wear armor and, correct me if I'm wrong, but I think 23 is more than 9.
Who cares what your THAC0 is when you've got 5 attacks per round, Dual-wielding with Assassination during your Time Trap?
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Volothamp's Comeuppance
Everything you ever needed to know about the entire Baldur's Gate series......except spoilers.
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