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The fighter/thief will get to choose from both the rogues and the warriors HLA pool in ToB. The dual classed kensai->thief however will only get to choose from the rogues pool (if dualled before level 20). This gives the fighter/thief more potential as they will have access to GWW and Hardiness etc.
My personal advice in order to make the ultimate warrior (but this is only if you are soloing!) is to play the kensai all the way up to level 23 (3750000 XP), and then dual over to a thief which will allow level 29 (rounds your XP to 8000000).
Why I hear you ask? Well, playing a kensai for longer results in more combat bonuses, weapon proficiencies and of course, HP. Then take into account that you will get to choose 4 HLA's from the warrior pool! (I chose 1 WW, 2 GWW and 1 Hardiness). A level 23 solo kensai will recieve +8 to hit and damage rolls, 11 weapon proficiencies, and (9D10+42+CON bonus +10% at start of SoA for being the child of Bhaal) HP.
This then allows plenty of room to advance to a level 29 thief, which will give around 800 thieving ability points (plenty for all skills), and 6 HLA's from the thief pool (you'll probably want use any item, assassination, 3 spike traps and a time trap). This will essentially create a powerful kensai with absolutely no disadvantages with a bonus +2 AC to boot!
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