Gah! I hate it when I am wrong!
I read wrongly and saw the F/M/C as a F/T/C... ...
Thus... the Fighter/Cleric will make full use of the DoE then. Note though... Paladins and Fighter/Clerics can attain 85%. Evil Fighter/Clerics can get 110%.
DoE 20%
AoF 25%
Hardiness 40% -> 85%
Mods 25% (for evil only) -> 110%
If you throw in the helmet, all of them will attain maximum resistance to crushing attacks.
Apologies to Lord Lothar for my earlier mistake.
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