Why are they incorrect ?
All mentioned, except barbarians:
25% - Armour of faith
20% - DoE ( Defender of Easthaven )
40% - Hardiness
____________________________________+
85%
************************************************** *****************************
Barbarians:
45% - Natural physical resistane at lvl 39
20% - DoE
40% - Hardiness
____________________________________________+
105%
Didnt check if the 45% is correct at lvl 39 ... but it sounds o.k.
And the only way Dundee could be wrong, is if not all the classes he mentioned can cast armor of faith ... right ?
P.s.

Like the helmet idea