If you want a no reloads party with any chances of success at Insane difficulty, then everyone needs Stoneskin or Ironskin or PFMW.
Trust me. 
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I grow tired of shouting battle cries when fighting this mage. Boo will finish his eyeballs once and for all, so he does not rise again. Evil, meet my sword! SWORD, MEET EVIL!<br />- Minsc
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