People play all kinds of parties, everything from solo characters to 6 person parties.
Most of the characters in the unmodded game can be found somewhere in the city. The only exceptions are Cernd, Mazzy, and Valygar (at least that I can remember offhand). It gives you names and hints to the locations in the manual, along with the NPC's alignment and class.
And trust me, you will see more golems, and trust me, there will be places where you can't cheese them like that...
