At the EXP cap for ToSC:
A Fighter is Level 8, a Thief is Level 10, and a Fighter/Thief is Level 7/8, combining the best of both classes, including the ability to Triple Backstab while wearing Full Plate (Yep--cheesy as hell, sure, but I used to do it for fun.) The "loss" of the Multiclass is 40 Thieving points and a single point of THAC0. Oh, lamentation.
A Cleric is Level 8, a Mage is Level 9, and a Cleric/Mage is Level 7/7. You get the exact same THAC0 of a true-class Cleric, and the ability to wear a Large Shield+1 and the Helm of Glory while casting Mage spells. Your loss? A few spell slots and the whopping 1 Level 5 Wizard spell per day you would have had as a pure Mage.
My "perfect party" for the whole BG series is all Multiclasses.
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Volothamp's Comeuppance
Everything you ever needed to know about the entire Baldur's Gate series......except spoilers.
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