[Hank Parsons]

I noticed you have 4 NPC's there. Plus your main character, you've got a nearly-full party, with only one slot available for a Bioware NPC. The mod-NPC's sometimes have banters with the Bioware NPC's, which you will be missing if your whole party is mod-NPC's.

Ascension/Redemption happens at the end of the game. It will be a very long time before you get there.

Stores and Item Upgrade will please the power-gamer in you. Many of these items unbalance the game in favor of the player.

Tactics will challenge you repeatedly. It could make you frustrated. Personally I think it's great because I like the challenging battles. This will unbalance the game in favor of the enemies.