[Cerek]

Originally Posted by SpiritWarrior Yes, see, any OD fees I have ever had to pay were indeed a direct result of this. I even bitched about it once or twice on IW....how deceptive my bank is. It almost feels like It's out to get you rather than there to help you save money. And I have two houses with them not to mention credit card lines so I daren't leave. I have called them in the past, demanding they remove some OD fees that had no business being there. They complied for the most part. And of course, people say to me, "Oh, you should write everything down". But in this day and age of quick lunches and card swiping for almost every purchase, it is just not practical. WF knows this and saw an opportunity to profit from it. Their online banking system creates the illusion informative real-time tracking, only to barrage you with charges on Tuesdays that you had completely forgotten about. I have had charges show up weeks late that stores confirmed were already processed. I mean, you will see the old ladies at the grocery store in front of you, with their chequebooks in hand and holding up the queue as they document it all. I am sure they never incur such fees. But I don't have the time, I admit it, but because of that should my own bank be able to screw me so badly just because I like to make use of it?

You do have the time to write your purchases down. You may not take the time, but that is a personal choice. The time is available if you choose to use it.