[Larry_OHF]

I am surprised by these responses. For years, I've used both hardware and software firewalls after a techie friend of mine suggested it to me (college graduate in computers, not just another enthusiast like me). I've read more than one tech-related website that suggests that anybody with broadband connection should have both for the best protection. Since I do ALL of my finances online, it is vital that I keep the highest level of safety.