[Cloudbringer]

Don't they always say not to lend money to family or to think of it as a gift? Some proverb or somesuch, I think... in any case, it's good advice!

Larry, I agree that you should see the bills and verify it if you DO give her money. And I also agree you'll have to think of it as a gift if you do, since her track record for paying people back doesn't sound too good- most likely an indication of why she has not credit of her own at this point too, if you think about it!

If it were me, I think I'd be as concerned about it being legit as you are and would not jeopardize my own family to give money where I wasn't sure it was truly needed (for bills/medical needs etc). Is her bf even working, do you know? Seems to me she should be going to him first for this sort of thing and I couldn't tell from your post if she had asked him and he doesn't have it or if she didn't bother as he wouldn't have it cuz he's not working or whatever.