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A friend of mine should've had a gap year, but didn't, and he "burned out" and dropped out of college. He was one of the smartest guys I knew, and finished high school a year faster than normal. His parents pushed him to go right to college -- including summer school every year -- and in his 3rd year he just dropped out. He managed a gas station for a few years, then became a cook in a chain restaurant. Personally, I went from being an honors student in high school to barely finishing college because I was so tired of it. A year off might have helped me to refocus.
The downside to waiting, imo, would be forgetting some of what you learned and struggling in your classes, or needing refresher classes to get back up to speed. I think the worst thing you could do would be take a year off & waste it sleeping late/goofing off/doing nothing (probably what your dad thinks you want to do). Look at getting an internship in whatever field you're interested in. You'll get practical knowledge about that field and save some $$ for school.
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