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Well for the most part I live paycheck to pay check. But when I get extra money I always put it into a seperate savings account. And try to forget about it. And when something comes up I have a little money to get me through or if something does not come up lets say after a few months then I invest it. I usally by a GIC for my Daughter so when see needs to go to school there will be money for her. But I usally have access to some kind of money I also have stocks from the company that I work for. I could cash them in if I need money. And I never touch my RRSP's.
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