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From HowStuffWorks.com:
No-Fault Insurance - Many states have enacted auto accident laws permitting auto accident victims to collect directly from their own insurance companies for medical and hospital expenses regardless of who was at fault in the accident. Although there are many legal variations of no-fault insurance, most states still allow people to sue the party at fault if the amount of damages is above a certain state-determined amount.
Sounds like the idea is if somebody hits you, your insurance steps up and pays your medical bills rather than you having to go after their insurance company or suing them personally. Anybody here ever have actual experience using no-fault? Is it better/worse?
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