I've built a ton of systems over the years, and these days the only reason I do it is to get the components I want at a reasonable price. I'd personally much rather buy something ready to go, but in order to control component choice (Audigy, GeforceFX, Low Latency Memory, good quality and quiet fans and HS's, etc...) you basically need to do it yourself.
Unless you have the money to pay for a custom system from a top end builder... typically when it's coming out of my own pocket I'd rather do it myself and save the cash.
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