Paypal has two different levels of member. Anyone can become an accountholder and make payments on your credit card. Once you do, Paypal encourages you to become a certified member. To do that, they make two small deposits to your bank account (after you give them the account information over a secure connection) and ask you to tell them how much they deposited. They don't take it back... [img]smile.gif[/img]
Once you've done that, they offer you the "choice" of either paying someone via credit card or via direct withdrawal from your bank account. You can also start receiving money that way as well... so if you're interested in starting a little internet business on the side, you don't have to go get a merchant account to be able to accept credit cards. Paypal does that for you.
Only drawback in my mind (and the reason I put choice in quotes above) is that once you're certified, they default to using your bank account to send money. You can still use your credit card, but you have to work at it.
I've used it for several years for sums ranging to several hundred dollars, and not had any problems.
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Give 'em a hug one more time. It might be the last.
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