Thank you all (especially Dundee) for those great replies!
Update:
My Bade is now level 15. He has completed the following quests/fights:
1. Circus Tent
2. Free Hendak
3. Slavers Compound In Slums District
4. Kill Roger's Sea Troll
5. Cloak Of Sewers
6. Mencar Pebblecrusher & Co.
7. Free Haer'Dalis/Kill Mekrath
8. Rescue Haer'Dalis and Troup/Astral Prison
9. Skinner Murders
Currently starting Thieve's Guild Quests..
Now that I have a few levels under my belt, things are going much smoother. I still don't see how I'm going to solo a dragon, but time will tell.
Equiptment:
Melodic Chain+3
Gauntlets Of Weapon Skill
Amulet Of Power
Ring Of Protection +2
Ring Of Protection +1/Ring Of Regeneration
Cloak Of The Sewers
Boots Of Speed
Girdle Of Hill Giant Strenght
Quick Slots
1. Health Potions 2. Wand Of Summoning 3. Misc. Scroll/other Wand
Main-Hand = Daystar/Blade Of Roses/Adjatha The Drinker
Off-Hand = Kundane (for extra attack)
Ranged Alternate = Tuigan Bow /w every arrow type available
Tactics so far:
-Multiple Melee Enemies-
Cast Protections:
StoneSkin/Blurr/MirrorImage
Wade into center and get everybody's attention ON me. cast Sunfire (15d6) and watch most, if not all, become creamated instantly. If not, hit 'em again! If that doesn't do the trick, OffensiveSpin and beat the snot out of 'em the good old fashioned way!

If they're undead, I hit 'em with Sunray (using Daystar), then Sunfire (if they're not already roasted).
-Multiple Melee/Magic Enemies-
Cast protections:
Soneskin/Blurr/MirrorImage/ProtFromEvil/ResistFear/Haste
Cast Silence up to 3x into crowd(Using Namarra), or until mage(s) fail save(s). Same as above if they fail save(s) to take 'em all down easy. If they make save(s), cast Animate Dead next to them and go to work with MM/MMM/Tuigan.
I feel like I'm doing fine so far, and my THAC0 is finally getting respectable (7 Main/10 Off). I find that using the Bard over, say, a F/M, F/M/T, or F/M/C, I tend to use ALL available resources. Such as spells, wands, scrolls, potions, etc. best part abou that is, with pickpockets so high, I basically have unlimited financial resources!
It's an interesting character to roleplay as well (CN). Sometimes he'll get into trouble for accusing somebody of murder and have to fight his way out, because of his impulsive nature. And other times he'll say the right thing and make a friend or two. But, who knows how long that'll last?
Example:
He made friends with fellow Bard, Haer'Dalis. But when Haer'Dalis refused to let him "see" his swords, he killed him for the insult. Now the Narcissus has a pretty nice pair of shortswords, but once less friend. [img]redface.gif[/img]
Anyway, if anybody else has any good tactical advice, such as, "HOW TO SOLO A DRAGON AND WIN USING A BARD", feel free to share.