CALL THE INSURANCE!!!
1) she obviously sucks at driving, taking her off the road might not be such a bad idea
2) liability for legal issues: he could claim you blackmailed him, or tried to bribe him. there are a hundred and one ways to get screwed
3) he delays past the twenty four hour deadline and doesnt pay you jim diddley... dont risk it.
want my advice? go the right way and call the insurance.
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mages may seem cool, but if there was a multi player game you wouldnt see my theif/assasin until you were already too dead to cast a spell...
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