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The wreck was her fault. In fact, she has so many points already that she will lose her license if I call my ins. co. to report it. My car may be totalled. Her father offered to pay for the car repair if I did not call it in. I called today and said I would take the value of teh car, $1500, and I would not call the ins. I only have 24 hours to make my claim. He said he wants a professional body repair guy to look at it. I am fine with that, but I want to be assured that they will not bring anything up in court later about this, and I do not know what to do about transportation in the meantime. I have finals in two weeks. I don't have school tomorrow, so I can go and try to get a body repair guy to write an estimate, and then get the father to see it, give me a check that will not bounce (maybe cashier's check or money order), and get it in the bank before 5pm. If something gets me hung up and late in calling the ins., I am dead.
If I call the ins...that will protect me from court fees and lawyer fees later, incase they try to sue me for who knows what. Again, it was her fault, but who knows what a lawyer may be able to pull up against me. If I take the payoff, I will not suffer my own ins. going up, as even though it is not my fault, my ins. will go up if reported. What the hell do I do?
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