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I got this via email from my uncle in Colorado, but thought to share it because it may not just be happening in Colorado, and it's just good to know about current scams going on so you are forewarned just to be safe. [img]smile.gif[/img]
CREDIT CARD SCAM
Yet another scam to alert your friends and family about. My recommendation at the bottom.
Chuck Sutterfield, Detective
Loveland, Colorado Police
This scam sounds like an 'honest' attempt to verify an " unusual purchase"...just in case you are called, thought an awareness would be in your best interest. My husband was called on Wednesday from "VISA" and I was called on Thursday from "MasterCard" . It worked like this:
Person calling says, I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by bank. Did you purchase an Anti-Telemarketing Device for>$497.99 from a marketing company based in Arizona?
When you say "No". The caller continues with, "Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?" You say "yes".
Caller continues..."I will be starting a Fraud investigation. If you have any questions, you should call the 800 number listed on your card 1-800-VISA and ask for Security. You will need to refer to this Control #" (Then gives you a 6 digit number). "Do you need me to read it again?" (Caller then "needs to verify you are in possession of your card).
Turn card over. There are 7 numbers; first 4 are your card number, the next 3 are the security numbers that verify you are in possession of the card. These are the numbers you use to make internet purchases to prove you have the card. Read me the 3 numbers". Then says "That is correct." I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?
Don't hesitate to call back if you do. You actually say very little, and they never ask for or tell you the card number. But after we were called on Wednesday, we called back within 20 minutes to ask a question. Are we glad we did! The REAL VISA security department told us it was a scam and in the last 15 minutes a new purchase of $497.99 WAS put on our card.
Long story made short, we made a real fraud report and closed the VISA card and they are reissuing us a new number. What the scam wants is the 3-digit PIN number. By the time you get your statement, you think the credit is coming, and then it's harder to actually file a fraud report. The real VISA reinforced that they will never ask for anything on the card! They already know! What makes this more remarkable is that on Thursday, I got a call from a "Jason Richardson of MasterCard" with a word-for-word repeat of the VISA scam.
This time I didn't let him finish. I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening!
If you receive a call like this, say something like, “This is a really bad time for me to talk to you. Give me a number and I’ll call you back.” The caller may be just greedy enough or stupid enough to give you his/her true number which will be useful in a police investigation.
Chuck Sutterfield, Detective
Loveland, Colorado Police.
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