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What's your virtual memory set to?

Don't know, how can I check that?

When it comes back after those 20 seconds, does it respond normally?

Yes it responds normally after that, but when I do it like 5 times in lets say a half a hour the computer totally freezes up and I need to make a hard reboot (restart button, windows taskmanager will not even pop-up when I press the ctrl-alt-delete combination)

And what does "shifting through the files" mean? Are you reviewing them in an application, looking through Windows explorer, or something else?

I just open the directory where there in and look up the file I need, I scroll down and click on a file.. then when I click on other file in the same directory (or in an other directoy on a different harddrive) it freezes up.

Is this sufficient information?