[harleyquinn]

Personally, I think SS should be voluntary. If you want to invest your $'s into it, you can. Otherwise, you could invest it in your own retirement savings plan. I can only imagine how much more money I would have saved up for retirement (not that I'm not doing ok in that dept), if I wasn't getting so much taken out of each paycheck for SS, money that I will probably never see, or if I do, it'll be almost nothing. I'd much rather be adding that money to my 401 K or IRA.