ok i got passed the oracles and headed for temple of serpent cult and saw Kol the Heritic he said i was a foll to enter and walked away i tried to chase him and he was gone did i have to get the key from him then and there or is that in the temple? i only saved when inside the temple so i have to no save before( except at the begginning of the crypt so am i screwed or do i get the key inside the temple?

Hi Dude!!

You can revert your game to the last time you were in TOWN - if that is before meeting Kol, that would take care of everything nicely.

If not - Kol's key gives you access to a small hidden room inside the Temple. It is not all that important and certainly isn't a game stopper. You do get a bit more history in there (nothing you can't learn elsewhere) and some nice ankhs but other than that, you can skip the hidden room and not be the worse off.

Wyv

Not a game stopper.
You should have gotten the key from Kol. You will only miss out on a couple anka's, and a story from the statue.
Did you learn how to get into the temple?

An Assassin on the prowl.