There is sometinig that has been bugging me for the longest time. On the Wisdom Chart, it says "Mag Def Adj" like +4 at 18. What's That?

i beleive you get special bonuses for having high wisdom like adjustment against magical attack. i think when you have really high intelligence you get like immunity to charm and enchantment type spells as well. i dont know exactly what the wisdom adjustment does, because i dont have my players manual with me here but i know its a good thing

I could be wrong...but i think it decreases your saving throws versus spells by that amount.

i think your rgith