we went to Target tonight, and found NWN Gold! and it was only $40, but we are broke [img]graemlins/crying.gif[/img] so there was no way I could get it, it was the complete set, grr I want it so bad. My husband tried to buy the new LoTR game, the return of the king, but I made him put it back, because we still have to pay our bills, and $300 does not pay a $400 overdraft fee, a $250 electric bill, and the cable, which is 2 months behind

Ouch, that's no fun. I hate overdue bills. Since my dad is a freelance trumpet instructor it happens often enough. Mostly during the summer when his clients go on vacation.

<font color=lime>Crappppy! I hate bills! :mad: </font>

[ 11-25-2003, 06:00 AM: Message edited by: LordKathen ]

By everyones responses I believe I'm going to hate bills in the future ^^. What do you hate more bills or taxes?

honestly, I hate bills more, wat the goverment does not take, the companies will

Bills naturally. If you have trouble with bills, you usually don't have enough cash for the government to tax you. Actually, we bought our first computer with a $2000 tax return from the government one year. :D Low income = free computer from the government. I like that system :D

Well Stormy, you can tell your husband that the Lord of The rings game reeeeallly sucks, it's just terrible on a PC. NWN is 10.000 times better, so if you are going to buy a game, your money is much better spent on NWN.

Bills do suck, I got a $120 Phone bill (includes cable and a couple long distance calls to Cali :D ) and also $130 for a webcam I bought is due to be paid [img]tongue.gif[/img] but after that I got no more debt, YAY! Time to start saving for a plane ticket me thinks [img]graemlins/blueblink.gif[/img]

Well, at least you've got your priorities straight...

Yeah really. If it was me, i would have bought the game, and put the bills on hold for a few weeks. :rolleyes:

Not bills, but just lack of money here, Stormy! I want KotOR badly, but I can't really afford it.. :(

it is sad that I have my priorities straight for once, lol. a year ago, I would have bought the game with no thought for the bills, but I figured out my kids are learning from me, so I changed my thoughts, and now make my husband stick with the plan, I want to be able to get us a better place soon, so we have to save money

Damn, doesn't growing up just BITE sometimes?? I know exactly what you mean. I was unemployed for about a year a few years ago and during that time, my wife and I were living off of our credit cards. "Borrowing from Peter to pay Paul" I believe is the expression. We always had one income, but without mine, we went dreadfully into debt. 3 years later, I'm finally back into a job that pays more than (insert any part time retail chain here) and we've got a looooooong road to haul to climb back out again. We're working at it, but it can seem so unfair sometimes, I know what you're going through. Trust in the fact that if you stay true to your course, it will all be worth it in the long run, plus, NWN will drop to $20 about a week after the next expansion comes out for it!!

[ 11-25-2003, 09:16 AM: Message edited by: KDogRex ]

I hate bills, too.

For the last 3 months, I had to pay 150$ per months on my electricity bill to catch up with my overdue payments and I still have another 150 late to pay. That's a lot on electricity for a guy living alone.

The worse is that next month I'm only going to give them half the minimum payment so that I can upgade my computer. :(

Luvian, won't they turn off your power if you don't pay? That's what they do here!

I dunno, if I was expecting to be paid by someone and they kept not paying me what I was due, it wouldn't sit well with me! I would understand if they had a major illness, loss of a job or other serious issue, but not if they were avoiding paying me what they owed because their priorities were to buy things like games or such.

My mortgage, insurance, car expenses (so I can get to work!), heat/lights and food etc are at the top of the 'to be paid out' list each month.

LOL! Everyone's complaining about bills and I know I hate paying them too, but let's face it, if you USE the electricity or want to buy the new car/computer/refrigerator etc, you have to pay up! :D


I can sympathize with having to juggle bills when the cash flow is low, though! I remember having to decide whether to pay the rent or the electric bill a few times as a grad student. Those aren't the days I remember most fondly! [img]tongue.gif[/img]

Slight correction. You bought the computer with YOUR money, after you loaned it the the government interest-free for a year. ;) If you want to like the system better, claim more "dependents" on your W-4, and the money will be yours earlier, in smaller amounts, rather than lump sum at the end of the year after Uncle has had it for 12 mos. ;)

Stormy, kudos to you. I guess kids make a big difference on this piece of advice, but I'll say it anyway: for me I'd ditch all but the basic basic minimum cable, if even that, and spend the $20 or $30 saved a month on games. As I said, though, having kids may change this -- because the idiot box is great for entertaining them.

Cloudy, in most areas, if you are making *some* payments at all toward your power, they won't turn it off -- ESPECIALLY in the winter. It's a life/death issue for many, and ergo it's hard for the Power Co. to just switch it off. They simply adjust everyone else's bills to compensate for those who don't pay. Remember, the power company's profits are pre-determined, and any time it spends any money on anything, it goes to the gummint asking for a rate hike to keep its profit margins steady. Same with environmental cleanups by power co's -- billed straight back to the rate payers. I encourage folks not to abuse this system, though, because the power co. will still report you to collection agencies and credit bureaus -- usually 2 years down the line after the bill you left unpaid. In fact, I've got a credit agency that just contacted me over a supposed unpaid bill in Syracuse in 2002. Of course, I left in April, and they want to bill me through June. Go figure.

Stormy, final note: always look on the bright side of life -- computer parts, hardware, software, etc. NEVER go up in price over time, only down. Next month you can get it for $29.99. ;)

[ 11-25-2003, 10:13 AM: Message edited by: Timber Loftis ]

yeah, cloudy, we still go through those days, we have to pay our rent at the begining of the month, then space the bills out over the month, and that does not leave alot for food and diapers, so we are stuck in a no win situation here, and we do not even have a credit card, was offered one, but then my bank decided to charge me $30 for each item that came through after the money was depleted, all the items themselves were less than $5, but it was the over draft that got us, they run them through twice per item, and we spend the next year trying to pay them back, in te mean time, we lose our elictric because the rent is due, or lose the food money to pay the elictric, or worse comes to worse, his boss pays for it, and then my husband is in his debt for the next 2 weeks, which then puts us back in debt, because he is working to pay off his boss, it is a merry go round, without the merry part :(
<edit>true on that point Timber, but do you know how long I have searched for NWN complete set? and this is the only store that I have found it at [img]graemlins/crying.gif[/img] and they normally cost more than most stores, lol, oh well, I will get it some day

[ 11-25-2003, 10:20 AM: Message edited by: Stormymystic ]

Stormy,I understand how you are feeling and I know it sucks. My parents usually expect me to pay for a computer game that I (they pay for enough stuff as it is) and I'm broke right now.

However you can just buy it another time when you have the money. Like I said it sucks but it isn't the end of the world

yeah, it is not the end of the world, but dang it, I have not bought me anything for a long time, and think I deserve something :Pi mean for every new set of clothes I get, my husband gets 5, because he has to have nice clothes for work :rolleyes: and it is winter tme now, at least feels like it, and I have nothing to keep me warm :D oh well, I can always use my big double thick blanket as a coat, think he will get the hint then?

Hm...looks like I should enjoy these bill-free years while they still last! [img]tongue.gif[/img] No bills, or taxes, just a part-time job and money coming in...of course, not to say I haven's spent it...out of the £1113 they've paid me so far, all of it save about £155 is spent! :D Mostly on a new PC...in parts, and a GC. My friend is the worst, though. He's easily spent over £1000 on a GC and about 7 - 9 games. He is insane, and he don't even have a job!

But when I'm brought back down to earth when I learn things won't always be as smooth as they are for me now. Good luck, Stormy, and I hope things will start looking up! [img]graemlins/thumbsup.gif[/img]

[ 11-25-2003, 04:04 PM: Message edited by: slicer15 ]

Oh, I'm not having parties every days. I've had trouble finding a good permanent job recently, so It's been more than 4 months since I last went into a grocery store, and I have to rub my hands together to heat up my fingers because it's winter and I only heat my appartment a few hours a day so that I can save money. Just right now I'm shivering from cold. I turned on the heat 5 mins ago, but it's still extremly cold.

On the bright side my computer is in no danger of overheting. ;)

I can manage to have enough money to pay for rent and internet every month, but I have to juggle between paying my phone bill or electricity bill every months since I lost my last permanent job. They haven't cut any yet because I do pay at least a little money every months and I told them I'd pay up once I get another job. I hate having debts.

<font face="Verdana" size="3" color="#00FF00">Did you forget to disconnect that service before leaving?</font>

[ 11-26-2003, 12:07 PM: Message edited by: pritchke ]

Oh, I'm not having parties every days. I've had trouble finding a good permanent job recently, so It's been more than 4 months since I last went into a grocery store, and I have to rub my hands together to heat up my fingers because it's winter and I only heat my appartment a few hours a day so that I can save money. Just right now I'm shivering from cold. I turned on the heat 5 mins ago, but it's still extremly cold.

On the bright side my computer is in no danger of overheting. ;)

I can manage to have enough money to pay for rent and internet every month, but I have to juggle between paying my phone bill or electricity bill every months since I lost my last permanent job. They haven't cut any yet because I do pay at least a little money every months and I told them I'd pay up once I get another job. I hate having debts. </font>[/QUOTE]wow, you sound like you are in the same boat as us, we do not even have gas on here, even though that is what the heater and stove are on, we use electricity for everything, small heaters, back rooms closed off, and we cook in a microwave, which is only used once in a great while, we have to keep the heaters on because of the kids, they could not handle the cold like adults can ;)

yeah, it is not the end of the world, but dang it, I have not bought me anything for a long time, and think I deserve something :Pi mean for every new set of clothes I get, my husband gets 5, because he has to have nice clothes for work :rolleyes: and it is winter tme now, at least feels like it, and I have nothing to keep me warm :D oh well, I can always use my big double thick blanket as a coat, think he will get the hint then? </font>[/QUOTE]Wow! You must be like the only family in the world where the woman gets less clothes than the man! Me and my Dad get new clothes probably once a year (I hate shopping and my dad doesn't have time and of course neither of us let my mum buy clothes for us) whereas my mum gets new clothes every month or 2. I still wear my jacket that I got when I was at school! If it ain't broke don't fix it, that's what I go by :D slightly OT but who cares eh?

LOL! when we first started dating, I had 2 closets full of clothes, that I never wore, but hated throwing out, because they were given to my by people I cared for, it took me 5 years to get rid of them, but now I have about a half a closet now, my husband even has more shoes than me, he gets a new pair for christmas from his mom, and he buys them for himself twice a year, I have one pair of new shoes, the rest are hand me downs that I wear when I have to, we both wear the same shoe size, so I just borrow his if I want a change

LOL you have the same shoe size?! My feet are 7 sizes bigger than my last gf's :D

yeah, he has small feet for a guy, and my feet are a little big for a womans, but it comes naturally, my mom also has huge feet ;) I am not ashamed of it, lol, and it seems my kids will have the same problem, my daughters, who are a year apart, where size infant 7s, and my son wears 10's [img]tongue.gif[/img]

You know what I recommend? Go find the dude sending you the bills and KICK HIM IN THE NUTS!!!