Multis don't suck at all... in D3 and NWN you lose NONE of your previously learned skills.

The only issue is the level 20 cap, which isn't that big a deal to me anyways.

Smart character management is worth more than just being able to play 8 hours a day a week.

If you really want to modify your stats, just open up the console and do it. It feels kind of cheesy, and you need to change a code somewhere to run the main campaign, but you can set your stats to what you want.